Showing posts with label frugal living. Show all posts
Showing posts with label frugal living. Show all posts

Sunday, July 14, 2019

The Lost Art of Making Do

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Make do - v. to use what you already have, to manage to get along with the means available.

It seems that in this hyperconsumerism driven culture, we've lost the art of making do. Probably the last time we as a society collectively practiced making do was during the Great Depression and World War II. It was a survival skill that was quickly forgotten amongst the disposable world we live in today. Don't get me wrong. There are still people out there who know a thing or two about making do, mostly out of necessity. But the majority of our society has fallen into the mindset of discarding and buying new. Using something until it has no use left in it is a foreign concept.

We are bombarded with commercials that tell us what we need to buy. Products are manufactured with disposal in mind. Big tech companies make it hard to repair their products, thus it becomes easier if you have the funds just to purchase new. Most things these days are manufactured to appear to become obsolete within a limited time, manipulating the consumer to buy the latest computer/phone/shoes, etc. And many items are manufactured for single usage.

The clothing industry is a good example. Except for the rare knee patch on a kid's worn pair of jeans, most people no longer mend clothing or have the skill to do so. Unfortunately, most clothing doesn't even get to that stage before it's discarded or donated. Fast fashion has created a highly wasteful market. While I think it is important to donate and shop used, the used market has been overwhelmed as well. What we need to go back to is using up, mending, repairing. That is where the impact is going to make the biggest difference to the environment and to the current market.

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This past week I made a realization about making do when it comes to food. Money is tight right now. Really tight. I've been keeping us fed by making do and using up food staples I already have on hand. I'm amazed at how much food I have even though it doesn't feel like it. We get so accustomed to being able to make our weekly or monthly grocery shopping trip and when it doesn't happen we feel like we are lacking. In truth, most of us here in the U.S. have plenty in our pantries that we can use up before truly going hungry. We may be eating lots of boring rice, dried beans, and pasta, but we are not going hungry. When you are hit with hard times a well-stocked pantry and the ability to make do are a life saver.

How can making do improve our lives? What if we learned to appreciate the fine wear of our shoes, the slight pull of a thread on our sweater, the miles displayed on our car's odometer, the harmless chip on our coffee mug? What if we saw the beauty in how much use an item still holds instead of allowing ourselves to be pulled in by the desire for something new? What if we learn truly be grateful for what we already have by using it up or wearing it out?

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Making do can make a big impact on our environment. We'll buy less stuff, which in turn means fewer resources will be used up and less pollution created during the manufacture of new items, as well as less of an impact from discarded items. Our money will go further and we can spend it on things that are truly fulfilling, like time with friends and family, traveling, or pursuing the things that feed our souls. It pairs nicely with minimalism in that we aren't going out and filling our homes with more unneeded stuff. And I suspect it encourages greater respect toward our possessions that lead us to care for them better so they will last longer.

Do you have a story of making do? Was it by choice or for survival?





Saturday, June 15, 2019

Can You Use Dish Soap to Wash Your Laundry?

Quick Frugal Tip:

Clothesline, Little Girl Dresses, Laundry, Hang

I have spent my grocery budget for the week and I'm out of detergent. The dirty clothes pile was looking very intimidating yesterday. Mainly because the kid had been hoarding his dirty laundry in the closet. I don't have any washing soda or ingredients to whip up my homemade detergent, but I do have a big bottle of Dawn dish soap someone gave me. I don't use that brand for dishwashing. I've mainly been using it to bath the dogs. So I Googled it. Can you use dish soap to wash your clothes? Yes and no. It depends on which type of washing machine you have. After reading several articles, it appears you can use it in a top loading machine but it's not recommended for the fancy front loading machines. One article recommends using 1tsp per size of the load. For a large load, you'd use 3 teaspoons of dish soap. 

Having a giant pile of clothes to wash, I gave it a go this morning, adding 3tsp to the first load. I was worried about excess sudsing but there wasn't any more than usual. After going through the entire wash process and loading them into the dryer, I am happy with the outcome. They are clean and smell fresh, even my son's smelly t-shirts. 

Verdict: the next time you run out of laundry detergent, give it a go in your top loading washer only. 

Monday, June 10, 2019

5 Things to Buy At The Thrift Store (and a couple you should avoid)



Shopping at the thrift store for me is part necessity, part adventure. I always feel like I'm on a treasure hunt. If I find something I need without paying full price for new, I am a happy camper. We have a thrift superstore nearby that I can spend a good two hours exploring, much to my son's frustration. I go there often and I also donate things that I no longer have a use for. It's always amusing when I see something familiar on the shelves.

It's even better when I can make it on one of their super discount days. Certain days of the year they mark everything in the store down by 50% and they mark down certain color-coded tags throughout the year. Most thrift stores also give military and senior discounts. I am so used to thrift store prices that when I go to a store like Target I'm usually in sticker shock. You want how much for a new pair of shorts?

Thrifting also has the added benefit of helping the planet. It saves a lot of usable merchandise from going to the landfill and puts a dent into the big problem of fast fashion, which has a lot of big environmental and humanitarian problems. If you'd like to read more about the perils of fast fashion, you can do so here.

As a long time thrifter, I want to share the five things I buy at the thrift store as well as a couple I don't, and the reasons why.


1. Picture frames and framed art

As a photographer, I'm always looking for nice wood picture frames for prints. Sometimes they have a less than attractive print already in them or need a paint job, but I have found some really beautiful frames that needed no attention at all at the fraction of the price you would buy new. 

While I would classify most of the art as cheesy or quaint, there are treasures to be found, so if you are looking to decorate some blank walls or change up your looks, the thrift store is a great place to go. You can also take a canvas that someone painted with an amateurish portrait, slap some gesso on it, and paint your own masterpiece. 


2. Clothing

While I purchase most of my clothing used, the big deals are for formal wear or designer jeans. You can save a bundle on prom dresses, cocktail dressed, and other formal wear that was likely only worn once. I've seen some beautiful wedding gowns as well. Designer jeans are another item that is expensive to purchase new and can easily run $100 or more. While I look for fit, comfort, and lack of wear over brand, I have picked up a pair of designer jeans for $12. That's quite a big markdown. I generally spend $5-7 for a pair of jeans at the thrift store. 


3. Books

Any more I skip buying books for the library, but occasionally there is a book I'd love to have on my shelves or I stumble across a cheap paperback I'd like to read that I can later pass on. I've also found popular titles of children's books in like new condition. 


4. Kitchen Items

Dishes seem to be another item besides clothing that people donate in large quantities. If you are ever in need of coffee mugs, the shelves are usually lined with them. My son's favorite mug, an obvious Colorado souvenir someone decided to part with, came from thrifting. I've also found canning jars in excellent condition, nice looking wine glasses, table linens, and occasionally a rare treasure like a cast iron skillet or Le Creuset pan will show up. Avoid any old pottery or imported items that may contain lead.


5. Furniture

The quality can vary, but you can save a bundle buying furniture at a thrift store. I tend to look for older wood pieces like end tables, small hutches, or chairs. As I've downsized, I've gotten rid of large furniture pieces like the two tiered corner office desk that took up half of any room and blocked a window. My current desk is an old vintage metal desk that is maybe 3'x1'. I spray painted the legs black and the sturdy top that golden yellow color that is so popular right now. I'm typing this blog post at my little desk right now. 



What do I avoid buying?

Most used shoes are a big no for me, unless they look new/hardly worn. I have read that shoes adapt to the wearer's feet, so they can be painful for someone else to wear. They can also harbor bacteria, especially shoes like flip flops or sandals. I have accepted used dress shoes from friends that I trust, but I doubt I would buy them from a thrift store. In fact, the only shoes I have ever purchased from the thrift store were a like new pair of North Face waterproof boots I wear in the winter when I'm doing chores and a pair of like new kid's shoes for my son when he was smaller. 

I also don't buy underwear or swimsuit bottoms because, well, it's gross. You never know how the previous owner viewed personal hygiene. 

Stuffed animals, pillows, and upholstered items that may carry bed bugs. Apparently, those suckers can hide for up to a year. I really don't want to bring home what appears to be a steal to find out I've instead got a problem on my hands.

Big no's are any items that may be a safety hazard, like iffy looking lamps or electronic items that might be fire hazards, old cribs, infant car seats, etc. 

The bottom line, thrift store shopping is a lot of fun and can save you a ton of money if you know what you are looking for and what to avoid. You can feel good not only about your pocketbook but about recycling and reusing items that still have a lot of use in them. 

Let's go shopping!






Sunday, May 26, 2019

The Hippy Home Needs Your Help!



!!!Update: I need to raise $325 immediately or my lease will not be renewed!!!

Dear readers,

I'm asking for help keeping The Hippy Home up and running.

The last three months have been hard for me, my son, and my little homestead and I am at risk of losing everything. I've lost income sources that have left us struggling and I'm falling behind on rent. For seven years I've worked on my own to keep this little Hippy Home of ours and creating our safe place in the world. I'm not quite sure what the next step would be if we lost it, especially so close to the end of this dark tunnel, but I'm not giving up yet.

The Hippy Home is growing. This Thursday I'm excited to be hosting the first free Hippy Home bartering event for local followers. The Facebook page and the blog have both grown in visitors. I'll continue to write informative articles for the blog so all of those new visitors can continue to find new content. I'd like to get some guest bloggers on board as well. All of this is awesome, but I need some financial support to keep it going.

This is where you come in. What is my blog worth to you? $1 $5 $25? If you find value in what you read here, I ask that you click on the image link below to contribute toward growing The Hippy Home. It will take you to Paypal. It's quite OK if you don't. You may be in a place where it is difficult to contribute. You may be a skeptic. Maybe you think everyone should be able to pull themselves up by their bootstraps with no help from strangers. That's OK. But if you have found real value in anything I've posted, please consider a contribution that will help me keep this blog alive and my little backyard homestead together.  I'll even send you a postcard of Princess Lea the chicken from San Antonio, Texas with a big thank you from me, the boy, and our menagerie of animals.

I'm also looking for business sponsors who would be interested in advertising on the blog. Contact me and we'll see if you are a good fit.


Thank you,
Gina
The Hippy Home

Click Image Below To Donate:

Wednesday, May 22, 2019

Sustainable Ways To Use Up Food Scraps


There are many things you can do with food scraps to cut down on food waste besides the good old compost pile. Some of them will help your budget, too, so they have the added benefit of being frugal in addition to sustainable practices.


Orange Peel 

Make an orange cleaner by filling a glass jar with orange peels and pouring white vinegar over them. Let the mixture sit in a dark, cool place for 2-3 weeks. Mine is under the kitchen sink. Use it full strength for tough cleaning jobs or dilute with water for an all-purpose cleaner. 

Freshen the air by boiling orange peels with cloves, cinnamon sticks, and a couple bay leaves. I especially like doing this around the winter holidays. 

Toss some down your garbage disposal to freshen it up. Or at the bottom of your trash cans. 

Add it to tea for a bit of orange flavor. 



Coffee Grounds

I generally add mine directly into my garden, but coffee grounds as they contain many nutrients, but they can also be used as a body scrub to exfoliate the skin, make a great addition to homemade soap, and can replace baking soda in the refrigerator for odor control. You can even use them as a base to grow mushrooms in or start a worm farm.



Vegetable Scraps

Outside of composting my vegetable scraps, another great idea is to freeze them until you have enough to make vegetable stock out of. When you have about 4 cups of vegetable scraps, boil them in about 12 cups of water. For added flavor, throw in some fresh herbs like rosemary, thyme, or sage. Avoid using too many scraps from strongly flavored vegetables like cauliflower and vegetables that have gone bad. 



Egg Shells

Egg shells are another item I add directly into the garden. Not only do they add nutrients to the soil, but they are known to keep snails and slugs at bay because they don't like to crawl over the crushed shell. 

If you raise chickens, add the finely crushed eggshells into their feed as a calcium supplement. 



Stale Bread

Unless it's gone moldy there is no reason to throw out stale bread. Use it to make bread crumbs or croutons for salads. Make a yummy bread pudding or french toast. Other recipes that are great for using up stale bread include French onion soup and the Italian recipe, Panzanella. 

Avoid feeding stale bread to birds. It's not healthy. 

Photo by Eiliv-Sonas Aceron on Unsplash

Sour Milk

I've been buying fresh milk from a local food co-op. Sometimes if I don't drink it fast enough it starts to go bad. I don't want to drink it, but I don't want to throw it away because it is expensive. As long as your milk hasn't gone chunky on you, there are still ways you can use it up. Use it in place of buttermilk or yogurt in recipes. It's also great for making homemade yogurt and cheese. 

It's also great for skin care. Apply it to your face for softer, firmer skin. 

Mix it with water and spray it onto garden plants inflicted with powdery mildew. It works wonders. 


This is just a few ideas on how to reduce food waste. I'd love to hear from you. How do you reduce food waste in your household?






Monday, February 25, 2019

My Little Urban Farmstead: Raising Chickens and Gardening in the City


I would like to show you around my little backyard homestead.

Growing up in Ohio I was always used to putting in the garden around early April and almost ignoring it while still getting a good crop of vegetables. I've struggled with having a productive garden here in Texas for the last couple of years and I think it's mainly because I start my garden too late in the season. The plants don't have a good start before the heat sets in. This is the earliest I've ever planted a garden. It's in the spot where my original chicken coop used to be for the last few years so it's quite fertile. I'm feeling hopeful that this year I'll be able to harvest plenty to feed my son and me, and maybe even a little extra to share.

I planted tomatoes, romanesco (if you don't know what this is, Google it. It is beautiful), lettuce, carrots, zucchini, cucumbers, dill, basil, spinach, thyme, and beets. I always plant marigolds to repel pests. The dill usually gets sacrificed to caterpillars. Five days from now I should have little sprouts coming up from the seeds I planted. I never cease feeling excitement and wonder at the little sprouts pushing up towards the sky. Life renewed.




My old coop was a disaster and I worried nightly about predators getting in. One night a young opossum did get in and cornered one of my hens. Luckily I woke up to hear the screams my poor frightened girl was making. If you ever hear a chicken scream in fright you will never forget it. I ran out barefoot, scooped her up, and herded everyone into the kitchen where they spent the night. Everyone has kept chickens in their kitchen, right?

The new coop is much nicer, but it was quite the challenge...



I was excited to be the first in line when this coop came up as a freebie on a chicken group I'm in. The catch was I had to move it. The original person who was supposed to move it for me had a nice trailer and all of the equipment to properly move a building this size but he backed out last minute. I posted on Craigslist and found someone else who promised he could move the coop on the back of his truck. Moving day came and he was late meeting me at the site to pick it up. When he finally showed up he's driving an older pickup with a small bed. I had a bad feeling.

I wish I'd saved the photo of the coop loaded onto his truck. It looked like Beverly Hillbillies moving into town. It was a disaster waiting to happen, but he and his partner insisted that they didn't need to take it apart to move it. It didn't sit properly on the bed of the truck and it towered over the road. We didn't even get a half mile down the road when the wind caught the door and whipped it off, sending it flying directly at me and my son who were following in my Jeep. By sheer luck, it didn't hit us or anyone else and instead shattered all over the road. They had failed to properly tie down the door. I was a nervous mess the rest of the way home. 


Somehow we made it the 30-minute drive to my house. We passed a police officer and it was with great relief he didn't pull them over for having an improper load. I explain to them where I want it to go. They unloaded it at the side of the house but insisted they couldn't get it to the back yard because of a low hanging tree. By this time I was done with them, so I told them to just go and I'd figure out something on my own. I might have muttered a few curse words under my breath as they left. 


The coop sat there with the roof off and no door, totally useless to me, for four months. I had to stare at its behemoth teal form every time I stood at the kitchen sink. It was with the gracious help of a friend that it was moved in to place and the door another friend gifted me installed. If it wasn't for his help I'd probably still be staring at the darn thing out my window. Now that it is all set up where it is supposed to be and my chickens are all settled in, this hippy girl is happy. I have four hens contently roosting in the coop and now that the days are longer all four are gifting me daily eggs. 

As I told my friend, I'm quite content being the neighborhood crazy chicken lady.


Monday, October 9, 2017

Single Serve Better Than Starbucks Pumpkin Spice Latte


It's autumn. Pumpkin everything is here. Either you love all the pumpkin things or it's like a pumpkin nightmare on Halloween. I happen to fall into the love all the pumpkin things category, including the very seasonal Pumpkin Spice Latte. I'm not willing to justify spending my money at Starbucks to enjoy one, though.

Don't get me wrong. Gift me a Starbucks card and I'll be there in a minute. I just don't have it in my budget.

Now, down here in Texas we really haven't had any days that have felt like autumn. We are supposed to get a cold front tomorrow, so maybe, just maybe we'll be blessed with autumn temperatures for a day or two. Still, the weather hasn't stopped me from enjoying a homemade pumpkin spice latte. It's actually quite easy to make.



While the recipe calls for milk, it can easily be adapted to a nondairy/vegan version. Our favorite nondairy milk right now is the Silk Vanilla Protein blend with almond and cashew milk. If you use the Silk Vanilla or any other vanilla flavored, sweetened nondairy milk, be sure to omit adding vanilla and sugar to the latte. If replacing the dairy with a plain nut milk, you'll still need to add vanilla and sugar to taste.

My coffee of choice is the Deathwish Vahalla Java blend. It's a great option for this recipe since you'll want a strong coffee, but of course, use whatever blend you favor.

Single Serve Pumpkin Spice Latte

1 C dairy or nut milk
1Tbsp pumpkin puree
1 Tbsp sugar
1 tsp vanilla extract
1/4 tsp pumpkin pie spice
1/2 cup strong hot coffee
Optional: whipped cream, dash of nutmeg

Heat milk over medium just until hot. Whisk in pumpkin puree and sugar. Remove from heat and add vanilla, pumpkin pie spice, and the hot coffee. Pour into a mug and, if desired, top with whipped cream and a dash of nutmeg. 

*Recipe may be doubled to share with a friend. 






Thursday, March 16, 2017

Is Minimalism Poverty Appropriation?


I have a firsthand knowledge of poverty. There was a period of time growing up where my family lived in a home that was dark, drafty in the winter, and way too small. The roof leaked. I feared that the bathtub would fall through the floor every time I took a bath because the floor was so rotten. My parents drove $500 cars with the muffler tied up and the seats worn. I was embarrassed to have friends over and hated the cheap clothes I wore to school. Sometimes Mom would have to get creative to feed us. Dad became bitter and angry. He worked so hard, but it wasn't enough. We were among the rural poor of America.

I found myself struggling as an adult, five years ago, after my marriage to a very emotionally abusive man fell apart. I lost my job because I lacked childcare for my then three year old son. I had to rely on assistance to feed us. I had to beg, borrow, and take on odd jobs to keep the rent paid. I've dealt with the humiliation of having the lights cut off. I've dealt with the struggle of having to decide between getting the car repaired so I could drive to work or paying the bills. I eventually was offered a job as a teaching assistant in a little private school and now work as an art teacher at a different school. I still don't earn a lot, but we get by enough that I am no longer on government assistance.

So, yeah, I know a little bit about poverty.



Today I came across an article entitled The Troubling Trendiness of Poverty Appropriation by July Westhale. Westhale makes the connection between minimalism, the tiny house movement, and poverty appropriation. She admits "This idea of "returning" to a "simple" life is one I struggle with." She tries to make the case that by wealthy people choosing to simplify their lives is poverty appropriation simply because poor people are limited by choice. 

I want to point out three things. One, poverty does not equal living a simple life. There is nothing simple about poverty. Two, poor people still have choices and are still capable of making bad choices that further hinder their situation and good choices that may lead to a more satisfying life. Three, minimalism isn't some feel good trend for the wealthy. In fact, in my experience, minimalism improved my standard of living even though I was poor. 

This is the second article I have come across trying to equate minimalism trends with poverty appropriation. I just don't see it. Yes, there needs to be more conversation on poverty in America, as well as an understanding of the unique challenges of the urban and rural poor. I see a huge rift between the really wealthy of our country and the poorest. In our current political climate that rift seems to be growing at an alarming rate. But I actually see minimalism as part of the solution to the issues surrounding poverty. 

Minimalism uses up less resources. It encourages thrift and moves us away from capitalism. It demands a respect for environment, lifting quality of living. Embracing minimalism actually allows  me to live on a lower class salary and truly embrace simplicity. I still struggle. I still make bad choices from time to time. Hey, I'm human. But minimalism has improved my standard of living.

I feel like Westhale doesn't fully understand minimalism and harbors some resentment for her years living in poverty. I get it. I feel that resentment at times, too. But I realize it's a struggle inside of me and doesn't help. I think she also uses a couple really fringe groups to make her point that poverty appropriation is even a thing. 

I agree with her that poverty sucks. It's nothing to mock and it is far more complicated than the stereotypes our culture assigns to it. However, she misuses the word appropriation. I see no glorification of the poor through minimalism. It is possible to be poor and choose minimalism as a way to better one's life. It is also possible to be wealthy and choose to embrace minimalism as a means to escape the rat race overconsumption of our society. Neither is better than the other. Neither is an insult to the other. Both are living their lives the best they know how. 




Tuesday, September 27, 2016

Common Misconceptions about Minimalism


Minimalism can seem confusing and a bit abstract to those new to the concept. What is minimalism? The very definition of minimalism is fluid, depending on what expert you talk to. To some, it's surrounding yourself with only the things you love. For others, it's a quest to decrease their carbon footprint. For me, it's a combination of things; environmental concerns, a desire for more freedom, and the desire to create a peaceful environment after years of walking on eggshells in a verbally abusive relationship. As I get older, I also realize that I don't want to burden my children with the baggage of a lifetime of my stuff.

Here are some of the misconceptions about minimalism that I have come across that I think need clarification:

Minimalism is only for the middle class and the wealthy.


I'm astounded by the popularity of this belief. People seem to go out of their way to be offended by minimalism, suggesting that it's a form of poverty appropriation. Minimalism, in its fluidity, works at every class level, outside of being homeless. I have lived it. Although it wasn't too difficult for me, grasping on to minimalism kept me from becoming homeless. It doesn't offend me that some wealthy person has decided to downsize in order to leave the rat race and enjoy life more. Why should it? I think it benefits society as a whole.

I shop at thrift stores, sifting through middle class and wealthy cast off's. I have had to put off purchasing new undergarments for myself in order to buy the kid what he needs. By someone's determination, this should make me feel angry. But again, why? The person who donated the Anne Taylor shirt I bought for $2.00 isn't at fault for my situation. Embracing minimalism helps raise people up out of poverty. It is helping me.

You can read more about my thoughts on minimalism and poverty here: Minimalism can help you Break the Chains of Poverty, and here: Why Poor People Making Bad Decisions is a Dangerous Mindset.


Minimalism is About Deprivation 

I think this belief feeds in to the previous belief about poverty and minimalism. Under this misconception, minimalism appears as choosing a life of deprivation, a self induced vow of poverty. But minimalism isn't about deprivation. This belief misses the point entirely. Minimalism is about letting go of the heavy weight that holds you down and embracing what brings you joy. It's about evaluating what you allow in your life and adjusting accordingly.

So many times we hold onto objects with bad memories associated with them or were gifts that weren't really our thing but we don't want to hurt feelings. We fall for the sparkling trappings of the latest gadgets or this season's fashions. We buy storage containers to organize and hide our excessive possessions or drown in clutter because we might need them again someday. Let it go!

Minimalism gives you space to breathe. It's the quiet in a too busy world. Instead of deprivation, you find yourself blessed with the things that matter. Things need care and take up our time. They need carted around when we move and stored when we are settled. Owning only those things that bring us joy or that we find useful ensures we are not wasting our time and energy on stuff that doesn't matter to us.


There is a Magic Number of Items to Own to be Considered a Minimalist 

Like I said before, minimalism is very fluid. It is also very personal. It's less about the number of items you own and more about embracing a concept of joy and beauty. I know without counting that my books alone number much higher than than some minimalists entire possessions. They bring me joy. But I got rid of all the dusty wine glasses that suggested some day I was going to host a rather large dinner party. I kept only enough for a small gathering of friends, which suits my introverted personality better. 

I have a long way to go on this journey. I have been driving around with yard sale leftovers in the back of my Jeep for a month now and I still feel like I have too much stuff that I need to sort through and get rid of. It's an important journey for me, and one I hope will lead to more personal freedom. Your journey is going to be totally different, but that's the beauty of minimalism. You get to define what it means to you. 





Monday, June 20, 2016

The Balancing Act of Being Frugal and Enjoying Life


A recent Facebook post by financial advisor, Suze Orman, talked about evaluating your spending habits to find out where you are carelessly spending money in order to reallocate that money to savings, investments, or to pay off debt. The main point of the post seemed to be that there are always little money leaks we can plug in order to put that money to better use. The post was well meaning and on point for most people, but as someone who has struggled to climb out of poverty, I wanted to get the point across that this wasn't a concept that applied to everyone. My first year as a single mom I couldn't risk any frivolous spending. Getting a hair cut, purchasing new clothes, stopping at Starbucks for a coffee were things I simply could not risk spending my money on because any purchases outside of necessities meant I wouldn't be able to keep the lights on or a roof over our head. Even now, I only stop at Starbucks if I have a gift card and I can't even understand how anyone would spend $50 on an item of clothing. For far too many people out there struggling, there truly isn't any way to cut spending, and this is what I wanted to get across in my post. Too many people can't comprehend what it truly is like to be at rock bottom financially.

I agree that even people who are poor can spend their money on bad choices, but for me and many others, we watch where every penny goes. We brew our own coffee, buy clothes from the thrift store, avoid eating out, go without cable. We have already narrowed our budget down as far as it can go. And there is still nothing left over for an emergency fund, let alone investing.

An interesting point came up in the conversation I started, however, that got me thinking. One woman posted how it seemed sad to her that some people on the thread were so caught up in saving money that they missed the joy of going on vacation or other ways of spending their money that might bring them greater happiness. Is there such thing as being too frugal, especially when your income falls below the poverty line?



I watched an interesting speech by Harvard Business School professor Micheal Norton called How to Make Choices That Bring You Sustainable Happiness. You can watch the entire video here. He makes the interesting claim that money can buy happiness if you spend it on the right things, such as experiences or helping others. Even if you are poor. From my experiences I can say he is right on target.

But, wait a minute. How do you balance keeping a roof over your family's heads and food in their stomachs with spending money on experiences or helping others, especially when you are just getting by? Here's the deal. You don't have to spend big. All it takes is a little extra gas money or bus fare to get downtown to enjoy the free night at the museum, or maybe a day at the park, or an unlimited number of other experiences that cost little other than your time and the transportation to get there.

Spending money on others can be as simple as buying a bag of apples to hand out to the homeless or putting a couple extra dimes in a strangers parking meter that's about to expire. Again, it doesn't have to be high dollar to have meaning.


It's scary, though. This spending money on things outside of basic living expenses. When you are scraping by and unsure of how you are even going to make rent, every dime counts. Let me tell you something amazing. Every time I stepped back and spent outside of my comfort level on an experience for myself and my children or helped someone out that needed it more than me, things would alway work out. Always. And because of my choices to find ways to give my children wonderful experiences camping at the beach or roaming one of the local art museums on their free family night, my boys have wonderful memories made in the middle of some dreadfully awful times. To others looking in, our trip to camp at the beach may have seemed extravagant at the time, and maybe even a little risky. But to us, it was worth far more than I spent on the trip. How can you put a price on happiness?

My advice boils down to this: be frugal in the everyday areas of your life. Make due with your 17 year old robe. Drive a used car. Disconnect your cable. Simplify your life as much as possible. But, every once in a while splurge on an experience with your family. Even if it's just going out for ice cream. When you are struggling to get by you get so focused on survival that you can forget to take time to find enjoyment, but if you want to do more than just survive, I argue that being a little irresponsible every now and then is actually the most responsible thing you can do.


Sunday, May 22, 2016

Is the Ibotta App worth your time?


I have been looking at different ways to cut costs and boost our household income. Especially during the summer months, when I need to bridge that income gap until school starts again. Financially, I have gotten us to a much more secure place, but I'm on a ten month contract and I have to make up the difference for those remaining months. This year I was able to save up enough for month eleven, and with enough creativity, the twelfth month will be covered too, but it's a stretch. 

I've been using the Ibotta app for about three months now. It's not a big money maker, but it is worth my time. I've been averaging about $20 a month in rebates. That's $240 extra in my pocket after a year. I spend on average about $80 per week. That refund equals three weeks worth of groceries. 

Here's the catch. It can be tempting to make purchases you wouldn't normally buy, so you have to be disciplined and stick to your normal buying habits. Now, I have purchased a different brand than I normally would because it was cheaper in the long run, but it was a product I normally buy anyway. For example, recently they had a Zico coconut water rebate. I buy coconut water regularly, but usually another brand. HEB, my local grocery store, had a buy two, get one free coupon for the Zico coconut water at the same time. It was a no brainer to temporarily switch brands to get the better deal.

One thing I like about the Ibotta app is the balance of healthy products they include. Now, not all of the rebates are on healthy foods or environmentally friendly products, but there are enough of them to keep me using the app, unlike most newspaper coupon inserts, which I generally find a waste of my time. Ibotta usually includes rebates on fresh fruits and vegetables. Since I have been using the app, I've also seen almond milk and dairy products. 

I use the app for it's grocery rebates, but they also offer rebates at select stores, such as Jo-Ann Fabric and Best Buy, and restaurants. I find the restaurant rebates sadly lacking, but since I rarely eat out it doesn't really apply to me anyway.

Another thing they offer is fun little bonuses. You can have team members to help you earn the bonuses quicker, but I rarely make the bonuses, so again, it's nothing I really focus on.

The rebate money you earn can be directly deposited into a Paypal account or used to earn various gift cards. I use the Paypal option. Once you request a payment, it is usually deposited fairly quickly.

If you are interested in trying the Ibotta app out for yourself, follow this link to register: Ibotta

**Disclaimer** This is an unsolicited review. I am just sharing my experiences with the app, though the link is a referral link. We will both get a bonus to our Ibotta account once you register :-)

Sunday, February 14, 2016

How to Eat Healthy on a Budget


I am by no means perfect when it comes to healthy eating. Sweets are my downfall, especially chocolate and ice cream. But I have never sacrificed healthy eating due to budget shortfalls. As with anything else, it is all about prioritizing. Where are you not willing to budge and what is most important to you? I do not clip coupons, though I will use them when I see a good deal, but as a single parent I don't have time to be the coupon queen and most of the items I buy never seem to have coupon deals anyway.

Here are some of the things I do to cut grocery costs and still eat healthy:

  • Prioritize the foods I am not going to compromise on. Example, I prefer buying organic, but it's not always in my budget. However, I do stick to buying organic foods listed on the EWG's dirty dozen list. I figure at least that way I am reducing the amount of pesticide and herbicide exposure in my family.
  • Shop mainly from the perimeter. I forget where I read about this tip from, but most groceries are set up with the unprocessed food on the perimeter; dairy, meat, produce, etc. You will automatically be eating healthier with this tip alone.
  • Put a permanent ban on, or at least limit, items with little or no nutritional value. I don't buy soda or candy. You won't see Little Debbies in my cart. Much to my youngest son's dismay, I won't buy sugary cereals. I rarely buy cereal at all anymore. Like I said, I do give in to ice cream every now and then and I have convinced myself that the three pack of dark chocolate bars at Trader Joe's is a healthy treat. But if I am going to make the most of my grocery budget, then things that don't actually nourish us need to go.
  • Grow my own. Right now I have a little salad garden providing greens, tomatoes, and broccoli. Most of these can be grown in containers on a patio if you are tight on space. I am also fortunate enough to live in an area that I can have my two chickens, who provide plenty of eggs for me and the boy.
  • Don't buy things I normally wouldn't buy because they are on sale. On the other hand, if I see something I use regularly on sale or clearance, I stock up. The important thing here is to not play into the retail marketing game. You understand your needs more than a sale advertisement flyer. 
  • Plan, make a list, and stick to it. When I do this, I am more likely to stay within my budget. Of course, sometimes I will step outside of this when I see something that will reduce next week's budget because of an unexpected clearance sale. Again, it has to be something I truly need and will use up.
  • Reduced my meat consumption. We eat mostly vegetarian, some fish and chicken. Regardless of your political standings regarding the consumption of meat, a good quality steak is expensive. Plus, it really isn't healthy to make it the main focus of your diet. 


Recently, I am trying two new ways to cut cost, but since I have just started using both I have no idea on their long term benefit. The first is Amazon's subscribe and save for items like toothpaste, toilet paper, dog food, and other nonperishables. I got my first delivery at the beginning of this month and now I have six months worth (or a butt load, ha ha!) of toilet paper, among other things I regularly use. You can pick how often you want them to send an item and there is a bigger discount if you order several items in a month. 

I also just downloaded the Ibotta app to my phone and will be trying it out this week. This app refunds you for certain purchases simply by submitting photos of your grocery receipts using your smart phone. There are other similar apps out there as well. I am excited to give it a try. For military families, many of the rebates are good on purchases at the commissary so you might want to give it a try. If you already use Ibotta or a similar app, I'd love to hear your feedback. 

Here is to healthy eating! 


Sunday, November 8, 2015

A Minimalist Guide to Simplifying the Holidays with Children



I am going to start with a story about a five year old little girl. Christmas was coming up and money was tight. Her parents didn't want to deprive her or her little sister of a glorious, bountiful Christmas, but they only had the money to get her one gift. A little kitchen set with a pretend stove and a little sink. They placed it under the tree Christmas eve. The little girl's eyes lit up when she came down stairs and saw that kitchen set sitting there. In her joyful little voice she exclaimed, "I got everything I wanted!"

That little girl was my first born daughter. She is now grown with her own son. She may not even remember saying that, but I will never forget that Christmas because her wise little words shined a light on the truth about over consumerism and Christmas. She clearly was not deprived by her lack of gifts. That one gift meant the world to her and to share it with her family was all she needed.

Friends and relatives who do not grasp this, who feel it isn't Christmas unless their are stacks of gifts under the tree, they will be the hardest challenge to getting through the holidays. "Don't you feel like you are depriving your children?" they'll ask. "But part of the joy of Christmas is giving," they'll exclaim, "and I enjoy giving." Let these well meaning folks know they may still give gifts to your children, but to please limit them to experiences or time spent together. Ideas might be a cooking class for your son who likes to cook, a museum pass, tickets to a special event the child can attend with grandma and grandpa. There are endless possibilities and memories last far longer than any soon to be broken toy will.



If they must give a physical gift, guide them toward purchasing something used. Last year I purchased a child sized table and chairs set for my son off Craigslist. It would have cost me a lot more new. I've also picked up books and old record albums at the thrift store. Gifts don't have to be new to be loved and appreciated.

Children love to participate in random acts of kindness, and the holidays are a great time to get your kids on board. Again, the list is endless. Bake cookies together and deliver them to neighbors. Leave random good wishes on windshields. Last year I took my youngest son to a nursing home where he handed out goodies and visited the residents. He and the residents were beaming when we left.

Kids also love to make presents. Some of the things I've helped my kids make in the past are little stuffed monsters, tied fleece blankets, pretty recycled jars filled with hot cocoa mix, and clay ornaments. Guide them on some options, but ultimately if it is their idea they will be more excited about it. Your time is much better spent helping them make these gifts than fighting crowds at the store.



For more ideas on simplifying the holidays with children, I recommend going to The Center for a New American Dream. They have many resources and ideas for a commercial free holiday. They have printable coupons and a booklet full of tips for less stress and more joy. You can also find them on Facebook and Pinterest.






Saturday, October 24, 2015

Finding YOUR Ideal Minimalist Life



One thing you will discover once you embrace becoming a minimalist is that, just like anything else in life, there are many paths. You will not want to wonder down all of them. Case in point, in my last post I announced all the reasons I was giving up having internet at home. Well, after three months without it, I realized that the logistics of leaving the house to access wifi when I wanted to use the internet to plan for my art classes or to blog just was more than I wanted to deal with. The idea behind minimalism is to simplify your life so you have more enjoyment in life and less stress. I sure wasn't feeling less stress from this decision. I found a cheaper internet provider and here I am, sitting at home blogging again.

Minimalism is not about doing without the things that bring you joy or help make your life less stressful. While my three months without the internet made life difficult, there are things that I have eliminated from our home that I do not miss. I do not miss a TV, nor do I see ever replacing the microwave. I always hated the clunky microwave sitting on the counter. It just took up too much space. Not to mention concerns over health issues. However, maybe your microwave eliminates stress in your life. I am not here to judge. Perhaps you can, and do, live without internet at your home.

Ideally, I would love to live somewhere where I could walk or bike everywhere and not worry about owning a car. But, living in an older suburb with a six year old son, I need a car to get around. The best path for me is to own a used car with no car payments to worry about.

My point is, we shouldn't beat ourselves up for not becoming puritans. We do need to pay attention to what brings us happiness and what leads to our ideal life. I find my happiness in creating, in being in nature, and being around those I love. None of this has anything to do with buying or owning stuff. It doesn't mean I don't want things. I would love to have a new plush robe to replace the worn and faded one I have had for over sixteen years. I want some rugs to make our home feel more cozy. I would be thrilled to own a newer camera. But these aren't things my happiness depend upon.


Minimalism is personal, so make it about you.

Less stuff, yes. Jump off the hamster wheel of over consumption and debt. Generate less waste. Slow down and cook at home more. From scratch, even. Spend more time being with the people who bring you joy, or in quiet retrospection alone. Do more of what brings you happiness, if that be reading, strolling in the park, or dancing all night surrounded by friends and strangers.

Just don't be hard on yourself over that one thing that doesn't quite fit into your ideal of minimalism that you hang on to anyway.

There are many paths up the mountain. What is important is that you enjoy the view along the way.

Monday, July 6, 2015

Wheat Free Pumpkin Dog Biscuits



After my oldest son's dog died, we ended up with Leo, a typical sassy, aloof cat. He has been a great addition to the family, but little man wanted a dog. So, I finally relented with a promise that we'd look for an older rescue dog after school let out. Well, that's not quite how it happened. A few weeks before the end of school a friend of mine posted photos of the cutest little puppy to her Facebook timeline. He was in need of a home. My friend is a foster for dogs and had been at the local shelter after hours to pick up a couple dogs that were going to foster homes when a man drove up with the puppy. His intentions were to drop the puppy off at the shelter. Did I mention the shelter was closed? So, yeah, he was dumping the little guy on the shelter steps with the off chance he'd be found alive in the morning. Like a puppy was just going to sit there until they opened their doors. My friend rescued the little guy and took him home, but couldn't keep him due to a house already full of dogs. You can guess where this story is headed. Yes, weeks before school was out we adopted a slobbery, energetic, uncivilized mess of a puppy, and we couldn't be happier.

Julius
His name is Julius, evidently taken from Paul Frank's Julius Jr. ( little man named him). He has chewed up more than one shoe left unattended. He sneaks off with the kids stuffed animals and hides them in his crate. He irritates the cat, though I think Leo secretly likes him. But what cat can admit to liking a dog? Julius loves to play fetch and go on walks. We even took him with us to South Padre Island, where he seemed perplexed by the never ending waves and loved frolicing in the sand.

At the Beach

I picked up some treats for Julius at our local pet store out of their bulk bin. There were three different kinds because I wasn't sure what he'd like. He ate the fresh breath minty biscuits, but wasn't totally sold on them. His favorite were the pumpkin flavored ones. I decided I could probably make them at home cheaper, while also making use of that darned dog bone shaped cookie cutter that has been sitting in the cookie cutter drawer untouched for who knows how long. Eons, maybe. So today little man helped me bake up a batch for Julius. And apparently, he approves. He gave me his sappy-eyed "please can I have another" look after gobbling up the one little man had given him.

Brown rice flour is easy for dogs to digest. Evidently pumpkin is supposed to be calming to their tummies too, though as I type this there is an uncanny smell wafting up from the dog sleeping at my feet, so I am unsure if that is true. But, then again, he's a living vacuum eating what ever food the boys drop on the floor so that might not be a fair assessment.

Wheat Free Pumpkin Dog Biscuits

  • 2 eggs
  • 1/2 cup pumpkin puree
  • 2 Tbsp dry milk
  • 1/4 tsp sea salt
  • 2 1/2 cups brown rice flour
Preheat oven to 350. Whisk together pumpkin and eggs until smooth. Add dry milk, sea salt, and brown rice flour, combining with hands to form a stiff dough. Roll dough out on floured surface, 1/4 to 1/2 inch thick, depending on the size of your dog. Cut into desired shapes with cookie cutter or biscuit cutter. Bake 15 minutes, turn biscuits over, then bake for 15 more minutes. Remove from oven and cool completely. Store in air tight container in the refrigerator.